100% free. All features. No ads.

Split expenses. Done.

Shared trips, flats, dinners and events add up to a mess of who-owes-whom. SplitDone keeps the balance for you and tells everyone the fewest payments that settle it.

iPhone first. Android is next on the roadmap. No account needed to be added to a group.

Our one rule

Free. Really.

Most expense apps lock the useful parts behind a subscription. We think splitting a dinner bill should not cost money, so SplitDone has one plan, and it is free.

  • Every feature included. Unlimited groups, unlimited expenses, every currency, debt simplification, settlement history.
  • No premium tier. There is nothing to upgrade to and nothing we are holding back.
  • No ads, no data selling. Your groups and expenses are yours. We only count anonymous events to see which features get used.
The only plan
0/ month

Same price for everyone in the group, in every currency.

How it works

Three steps, then it is done

Add what was paid, let the app do the math, and settle with the fewest transfers.

  1. Add an expense

    Who paid, how much, in which currency, and who was there. Split equally, by exact amounts, or leave someone out.

  2. See the balances

    Every member gets a clear paid, owes and net figure in the group currency. The numbers always add up to zero.

  3. Settle up

    Follow the simplified payment plan, mark transfers as paid in full or in part, and the group balance goes to zero. Split done.

Features

Everything a shared wallet needs

Built for the real situations: the Zakopane trip in PLN, the flat with one person who always buys the toilet paper, the stag weekend with a friend who left early.

Groups for anything

A trip, a flat, a wedding, a weekly five-a-side. Each group has its own currency and members, including people who do not have an account yet.

Invite by link or SMS

Share a link that works for 14 days, or send an SMS. Anyone who signs up with the invited email is linked to their existing member automatically.

Expenses with the details

Amount, payer, participants, date and a note, filed under Food, Transport, Stay, Entertainment, Shopping or Other. Edit anytime, swipe to delete.

Split your way

Equal split, exact amounts per person, or exclude someone who was not there. Leftover cents are distributed deterministically so the total always matches.

Any currency, one balance

Pay for dinner in EUR inside a PLN group. Each expense keeps its own currency and the balance is converted with daily ECB rates.

Balances that add up

For every member: what they paid, what they owe and the net result. The whole group always sums to zero, so nothing is lost in rounding.

Settle in full or in part

Paid half now, half next week? Record partial payments and keep a settlement history the whole group can see.

One number across groups

The home screen shows how much you are owed and how much you owe in total, across every group you are in.

Privacy first

Analytics are event names only. No names, emails, phone numbers or expense descriptions ever leave the app for tracking.

Flagship feature

Fewer payments, same result

A weekend away can leave six people owing each other in a tangle of small amounts. SplitDone works out the minimal set of transfers that settles everyone at once.

  • If Anna owes Ben and Ben owes Chloe, the app suggests one payment from Anna to Chloe.
  • Nobody pays more than their net balance, and nobody is left waiting on a chain of transfers.
  • Mark each suggested transfer as paid, fully or partially, and watch the group go to zero.
Debt simplification before and after Before: Anna owes Ben 40, Ben owes Chloe 40, Anna owes Chloe 20. After simplification: Anna pays Chloe 60 in a single transfer. BEFORE: 3 TRANSFERS 40 40 20 A B C Anna Ben Chloe AFTER: 1 TRANSFER 60 A B C Anna Ben: settled Chloe
Same net balances for everyone, one transfer instead of three.
Multi-currency

Pay in euros, settle in zloty

Every expense remembers the currency it was paid in. The group balance is shown in the group currency, converted with the European Central Bank's daily reference rates. If the rate service is unreachable, the last known rate is used so you are never blocked.

PLNEURUSDGBPCZKCHFand every other ECB-listed currency
Cabin, 2 nights300.00 PLN
Dinner in Vienna
50.00 EUR at an example rate of 4.27
213.50 PLN
Fuel186.50 PLN
Group total700.00 PLN
Roadmap

Coming soon

The iPhone app ships first. These are next, and they will be free too.

  • Android app Soon
  • Push notifications Soon
  • Receipt scanning with AI extraction Soon
  • Recurring expenses Soon
  • Payment reminders Soon
  • Web app Soon
  • Contact sync Soon
  • Offline mode Soon
  • Spending insights Soon
  • Travel budget mode Soon
FAQ

Questions people ask

Is SplitDone really free?

Yes. Every feature in the app is free: unlimited groups, expenses, currencies, debt simplification and settlements. There is no premium tier, no paywall and no ads.

Does it work with different currencies?

Yes. Each expense can be in its own currency, and the group balance is shown in the group currency. Conversion uses daily European Central Bank reference rates, with a cached fallback when the rate service is unreachable.

Do my friends need the app?

No. You can add anyone to a group by name and track what they paid and owe. When they want to see it themselves, invite them by link (valid for 14 days) or SMS. If they sign up with the email you invited, their account is linked to the existing member automatically.

How does debt simplification work?

SplitDone looks at everyone's net balance in a group and computes the smallest set of transfers that settles it. If Anna owes Ben and Ben owes Chloe the same amount, the app suggests one payment from Anna to Chloe instead of two.

Is my data safe?

Your data is stored on servers in the European Union (Hetzner, Germany). Usage analytics contain only event names: no names, emails, phone numbers or expense descriptions are ever sent. We do not sell data, and you can delete your account from inside the app or by email.

When is Android coming?

Android is the next item on the roadmap after the iPhone launch. The app is built with React Native, so most of the work is already shared. We do not have a public date yet.

Next trip, zero spreadsheets

Get SplitDone on your iPhone, create a group, and send the link to the people you are splitting with.

Free. All features. No ads.